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Obtain up to $75,000 of No-Medical Critical Illness coverage

What is Critical Illness Insurance?

Critical illness insurance is a type of insurance that provides you a tax-free, one-time, lump sum cash payment in the event you're diagnosed with a major illness or condition such as cancer, heart attack etc...

There are two ways you can acquire critical illness insurance. One is through an application online here where there is no medical exam required and that you must answer three basic health questions. If you answer them no, you can apply for up to $75,000 in coverage for flexible and affordable premium and your application can be approved within 48 hours. However, if you cannot qualify for the no medical CI insurance or you need more than $75,000 of coverage, then you can apply for the one that requires medical underwriting. It provides protection for 22 different illnesses and conditions.

Our main focus here first is for the no medical exam critical illness insurance by Manulife Financial.

We all know someone who has suffered and survived a major illness such as cancer or heart attack. Yet few of us know what to do financially if faced with such illness.

So If medical exams or needles make you nervous, if you want affordable critical illness insurance, or if you think a medical condition might stop you from getting the protection you need and deserve, Manulife’s LifeCheque Critical Illness is your answer.

LifeCheque no-medical exam Critical Illness provides a tax-free lump sum cash benefit directly paid to you 30 days following the diagnosis of one of the 5 most common illnesses and conditions:

 Heart Attack
 Aeortic Surgery
  Coronary Artery Bypass Surgery

Affordable & Unbeatable premiums for every budget!

Monthly Premium Per $25,000 of Coverage
Age Male
25 $6.50 $7.50
30 $7.50 $8.25
35 $8.75 $10.25
40 $11.00 $13.25
45 $17.00 $17.25

And the best part is you get to spend the money however you wish. Money you can use for:

•  Pay medical bills
•  Hire a nurse/caregiver to help you at home.
•  Make mortgage payments.
•  Pay off your car loan or credit card debt
•  Save money for your children’s education
•  Provide income when you can’t work or a loved one can’t work because they’re accompanying you to your              treatment.
•  Protect your retirement plans
•  Make sure your business survives

Quick and easy to apply 

•  No medical exam or test required
•  If you’re between the ages of 18 and 65, you can apply
•  The plan offers three different benefit amounts – $25,000, $50,000 and $75,000 – with a Return of Premium                option. You choose the level of coverage that suits your needs and your budget.
•  Monthly premiums are based on your age, gender and smoking status
•  You can pay by monthly pre-authorized chequing, monthly by credit cards (VISA, MC, AMEX) & annually by            credit cards (VISA, MC, AMEX)
•  The younger you're when you apply, the lower your premiums would be
•  Once covered, you can renew Lifecheque Basic up to age 75, regardless of any changes in your health or              occupation
•  Even if your health declines, your coverage cannot be canceled, as long as you pay your premiums
•  Of course, you can choose to cancel this protection at any time.

Click here for more information on Lifecheque Basic Critical Illness Insurance quote and to apply online.

If you feel you need more information or have any questions, feel free to contact us. We will not be tired of hearing from you.

Tel: 416-546-1167
Toll-free: 1-800-656-1876 

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