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Term Life Insurance
Term Life Insurance: Term Life Insurance provides low-cost, pure insurance protection with a guaranteed death benefit and guaranteed premiums. Your premiums are guaranteed for the term of your choice (10, 20 years, or until age 100). Your premiums are guaranteed renewable and convertible. At the end of that term, your premiums will increase. Term insurance is designed to cover temporary needs. Examples of temporary needs include: replaces your income, pay off mortgages and debt, provides funds for your child's education, or cover final expenses. The most common type of term insurance is 10 year term. It allows people to get the most amount of insurance protection for the least amount of money.
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